First time buyers are our specialty.  We take the time to educate you and explain each step of the mortgage process to you.   Regardless of your down payment, we realize that you haven't done this before!

Do you want to buy a home, but lack money for down payment?   HomeTrust can help you with a low-money-down loan, or even help you get a grant for down payment, depending on your income and where you are buying a home.

Please enter your info on the right to see if one of these programs works for you!

IHDA 

A grant from the State of Illinois for down payment.   Repayable if you sell your home in the first 10 years.   This program has income limitations.

CHICAGO DOWN PAYMENT ASSISTANCE

A grant from Mayor Emanuel’s Chicago Down Payment assistance program for down payment and closing costs.    This program has income limitations and geographical limits.  (Example: for a three-person household, income is limited to $106,120 with a maximum purchase price of $378,461.)

COOK COUNTY DOWN PAYMENT ASSISTANCE

A grant from Cook County Down Payment Assistance for down payment and closing costs.    This program has an income limit of $131,775 and geographical limits.

APPLY FOR A LOAN